Those first few paycheques from a first job are the hardest to keep track of. When I started working, I found that learning How to budget myself was of paramount importance if I wanted to spend my money smartly. The Budget Planner incorporating the Dave Ramsey principle proved to be the best solution for me. No wonder it received an award after all the facilities and easy to use tools it offers. Before I started using Mvelopes, my money was never spent according to plan. With their categorisation and net worth tracking system however, I not only spend intelligently but save money as well.
Their coverage of over fourteen thousand institutions included my bank as well and allowed me to automatically keep tabs on all transactions I made through cheques, credit cards and debit cards without any hassle. Another great feature they offer is their mentor system and forums where you are guided by experts on how to better spend your hard earned money. Their bill payment facility saves time and money more efficiently than any other system and allows me to keep track of my bills each month to check increases and decreases too.